XIX. NOTICE OF OPPORTUNITY FOR HEARING ON CMP ASSESSMENT

 	367. Notice is given, pursuant to 12 U.S.C. ¤ 1818(i)(2) (1988 &: Supp. 
IV 1992), that Respondents MAXXAM, Federated, Hurwitz, Gross, Berner and 
Munitz are afforded an opportunity for a formal hearing, if requested, 
concerning the assessment of civil money penalties, which are set forth 
above. A hearing will be held with respect to the assessments against the 
Respondents, provided that within twenty (20) days after issuance and 
service of the Notice of Assessment, a Respondent files a written request 
for a hearing with respect to the assessments against the Respondent. 
Section 8(h) of the FDIA, 12 U.S.C. ¤ 1818(h) (1988 &: Supp. 1992), shall 
apply to any proceeding requests.
 	368. Any hearing held on the CMP assessments, as described above, shall 
be combined with the hearing of the other matters set forth in the 
foregoing Notice, including those concerning the issuance of orders to 
cease and desist and orders of prohibition.
 	369. If any Respondent fails to file a request for a hearing within the 
aforementioned twenty-day (20-day) period, that assessment shall 
constitute a final and unappealable assessment order of the OTS as 
provided by the FDIA, 12 U.S.C. ¤ 1818(i)(2)(E) (1988 &: Supp. IV 1992). 
See also 12 C.F.R. ¤ 509.19(c)(2) (1995). Any final and unappealable 
assessment order may be referred to the United States Department of 
Justice for collection against the subject of the assessment order.
 	370. Until an OTS attorney files a notice of appearance in this 
proceeding, the Respondents shall serve a copy of each and every of their 
filings on counsel of record for the OTS, as follows:

Kenneth J. Guido, Jr.
Special Enforcement Counsel
Office of Thrift Supervision
1700 G Street, N.W.
Washington, DC 20552




OFFICE OF THRIFT SUPERVISION
December 22, 1995

BY:	JONATHAN L. FIECHTER
ACTING DIRECTOR